Your personal IBAN,
connected to crypto
Your personal IBAN,
connected to crypto
Your personal IBAN,
connected to crypto
Get a real European bank account that sends crypto straight to your self-custody wallet.
Get a real European bank account that sends crypto straight to your self-custody wallet.
Get a real European bank account that sends crypto straight to your self-custody wallet.
5-minute setup
5-minute setup
EU regulated
EU regulated
Your keys, your crypto
Your keys, your crypto
the reality
the reality
The wall between your bank and your crypto
The wall between your bank and your crypto
Built from failed payments, mystery fees, and frustrating delays.
Every time you try to cross it, you hit a brick wall.
Built from failed payments, mystery fees, and frustrating delays.
Every time you try to cross it, you hit a brick wall.
Third-Party Redirects
You're bounced between multiple services, each adding complexity and risk of failure.
Untraceable Delays
Your money leaves your bank but
vanishes for hours or days. No tracking, no updates.
Hidden Fees & Bad Rates
The final amount of crypto you get is always less than what you calculated.
Blocked Payments
After all the effort, your own bank often flags or blocks the transaction.
Third-Party Redirects
You're bounced between multiple services, each adding complexity and risk of failure.
Untraceable Delays
Your money leaves your bank but
vanishes for hours or days. No tracking, no updates.
Hidden Fees & Bad Rates
The final amount of crypto you get is always less than what you calculated.
Blocked Payments
After all the effort, your own bank often flags or blocks the transaction.
Third-Party Redirects
You're bounced between multiple services, each adding complexity and risk of failure.
Untraceable Delays
Your money leaves your bank but
vanishes for hours or days. No tracking, no updates.
Hidden Fees & Bad Rates
The final amount of crypto you get is always less than what you calculated.
Blocked Payments
After all the effort, your own bank often flags or blocks the transaction.
Third-Party Redirects
You're bounced between multiple services, each adding complexity and risk of failure.
Third-Party Redirects
You're bounced between multiple services, each adding complexity and risk of failure.
Untraceable Delays
Your money leaves your bank but
vanishes for hours or days. No tracking, no updates.
Untraceable Delays
Your money leaves your bank but
vanishes for hours or days. No tracking, no updates.
Hidden Fees & Bad Rates
The final amount of crypto you get is always less than what you calculated.
Hidden Fees & Bad Rates
The final amount of crypto you get is always less than what you calculated.
Blocked Payments
After all the effort, your own bank often flags or blocks the transaction.
Blocked Payments
After all the effort, your own bank often flags or blocks the transaction.
smashed
We
it.
smashed
We
it.
smashed
We
it.
smashed
We
it.
We gave your Open Wallet a personal IBAN
Fiat to crypto
in 3 simple
steps
Fiat to crypto
in 3 simple steps
Fiat to crypto
in 3 simple
steps
How it works
How it works
1
Get Your IBAN
Get Your IBAN
Activate your personal EUR or GBP account inside Open Wallet. Verification takes 5 minutes, not weeks.
Activate your personal EUR or GBP account inside Open Wallet. Verification takes 5 minutes, not weeks.
2
Send a Transfer
Send a Transfer
Wire money from any bank account to your new IBAN. As easy as paying a friend.
Wire money from any bank account to your new IBAN. As easy as paying a friend.
3
Receive Crypto
Receive Crypto
Your incoming fiat instantly appears as a stablecoin balance in your wallet. Ready to use, swap, or hold.
Your incoming fiat instantly appears as a stablecoin balance in your wallet. Ready to use, swap, or hold.
Bank-grade power.
Total crypto
freedom.
Bank-grade power.
Total crypto
freedom.
Bank-grade power.
Total crypto
freedom.
Your Personal
IBAN
Not a shared pool - your name, your deposits.
Your Personal
IBAN
Not a shared pool - your name, your deposits.
Your Personal
IBAN
Not a shared pool - your name, your deposits.
EU & UK Compliant
EU & UK Compliant
DTR is regulated, so your bank never questions anything.
Spend anywhere, in any currency
Self-Custody Always
We convert and send. You control everything after that.
Self-Custody Always
We convert and send. You control everything after that.
Self-Custody Always
We convert and send. You control everything after that.
Guaranteed
Deposits
No "pending." No "failed." Just done.
Guaranteed
Deposits
No "pending." No "failed." Just done.
Guaranteed
Deposits
No "pending." No "failed." Just done.
Secured by Open Wallet.
Secured by Open Wallet.
DTR takes care of IBAN and regulatory requirements. Your wallet stays completely independent and anonymous
Spend anywhere, in any currency
How we protect your privacy
How we protect your privacy
Powered by
Powered by
The assets you actually use
Send EUR/GBP to your personal IBAN and receive stablecoins automatically
From traditional banking to digital assets
From traditional banking to digital assets
From traditional banking to digital assets
Get your personal IBAN that automatically converts your EUR/GBP bank transfers into stablecoins and deposits them directly to your wallet.
Get your personal IBAN that automatically converts your EUR/GBP bank transfers into stablecoins and deposits them directly to your wallet.
Get your personal IBAN that automatically converts your EUR/GBP bank transfers into stablecoins and deposits them directly to your wallet.
⚡ Instant conversion
Supported Stablecoins
Supported Stablecoins
USDC
USDC
USDT
USDT
More coming
More coming
Your Personal IBAN
Setup takes less than 2 minutes ;)
Meet our users
Meet our users
Sophie, Remote Designer
Works from 3 different countries per year. Used to open local bank accounts everywhere or pay crazy conversion fees. Now one IBAN follows her globally.
“Don't care which country I'm in - my IBAN works the same everywhere”
Sophie, Remote Designer
Works from 3 different countries per year. Used to open local bank accounts everywhere or pay crazy conversion fees. Now one IBAN follows her globally.
“Don't care which country I'm in - my IBAN works the same everywhere”
Kai, Software Engineer
Gets salary in EUR but lives in crypto. Transferring to exchanges meant explaining to employer why he needs "weird" payment details. IBAN is just normal salary deposit
“HR thinks I have a regular bank account. I get paid in stablecoins”
Kai, Software Engineer
Gets salary in EUR but lives in crypto. Transferring to exchanges meant explaining to employer why he needs "weird" payment details. IBAN is just normal salary deposit
“HR thinks I have a regular bank account. I get paid in stablecoins”
Lucas, NFT Collector
Credit cards kept declining his "crypto purchases" for drops. Personal IBAN solved it - banks just see normal wire transfer, no blocks or flags.
“IBAN transfers go through every time”
Lucas, NFT Collector
Credit cards kept declining his "crypto purchases" for drops. Personal IBAN solved it - banks just see normal wire transfer, no blocks or flags.
“IBAN transfers go through every time”
Isabelle, Translator
Works with publishing houses across Europe. They pay invoices to her IBAN like any other vendor. She keeps earnings in USDT until she needs euros for rent.
“Publishers have no idea they're paying someone who uses crypto”
Isabelle, Translator
Works with publishing houses across Europe. They pay invoices to her IBAN like any other vendor. She keeps earnings in USDT until she needs euros for rent.
“Publishers have no idea they're paying someone who uses crypto”
Sophie,
Remote Designer
Works from 3 different countries per year. Used to open local bank accounts everywhere or pay crazy conversion fees. Now one IBAN follows her globally.
“Don't care which country I'm in - my IBAN works the same everywhere”
Sophie,
Remote Designer
Works from 3 different countries per year. Used to open local bank accounts everywhere or pay crazy conversion fees. Now one IBAN follows her globally.
“Don't care which country I'm in - my IBAN works the same everywhere”
Sophie,
Remote Designer
Works from 3 different countries per year. Used to open local bank accounts everywhere or pay crazy conversion fees. Now one IBAN follows her globally.
“Don't care which country I'm in - my IBAN works the same everywhere”
Kai,
Software Engineer
Gets salary in EUR but lives in crypto. Transferring to exchanges meant explaining to employer why he needs "weird" payment details. IBAN is just normal salary deposit
“HR thinks I have a regular bank account. I get paid in stablecoins”
Kai,
Software Engineer
Gets salary in EUR but lives in crypto. Transferring to exchanges meant explaining to employer why he needs "weird" payment details. IBAN is just normal salary deposit
“HR thinks I have a regular bank account. I get paid in stablecoins”
Kai,
Software Engineer
Gets salary in EUR but lives in crypto. Transferring to exchanges meant explaining to employer why he needs "weird" payment details. IBAN is just normal salary deposit
“HR thinks I have a regular bank account. I get paid in stablecoins”
Lucas,
NFT Collector
Credit cards kept declining his "crypto purchases" for drops. Personal IBAN solved it - banks just see normal wire transfer, no blocks or flags.
“IBAN transfers go through every time”
Lucas,
NFT Collector
Credit cards kept declining his "crypto purchases" for drops. Personal IBAN solved it - banks just see normal wire transfer, no blocks or flags.
“IBAN transfers go through every time”
Lucas,
NFT Collector
Credit cards kept declining his "crypto purchases" for drops. Personal IBAN solved it - banks just see normal wire transfer, no blocks or flags.
“IBAN transfers go through every time”
Isabelle,
Translator
Works with publishing houses across Europe. They pay invoices to her IBAN like any other vendor. She keeps earnings in USDT until she needs euros for rent.
“Publishers have no idea they're paying someone who uses crypto”
Isabelle,
Translator
Works with publishing houses across Europe. They pay invoices to her IBAN like any other vendor. She keeps earnings in USDT until she needs euros for rent.
“Publishers have no idea they're paying someone who uses crypto”
Isabelle,
Translator
Works with publishing houses across Europe. They pay invoices to her IBAN like any other vendor. She keeps earnings in USDT until she needs euros for rent.
“Publishers have no idea they're paying someone who uses crypto”
Click to continue
Wondering About Something?
Wondering About Something?
How does KYC work with a self-custody wallet?
We partner with DTR, a licensed institution, to provide your regulated IBANs. They handle the one-time KYC for banking compliance. This data is never linked to your wallet's keys or activity, so your wallet remains fully self-custodial and anonymous.
Is this a full bank account?
It's a dedicated on-ramp for your wallet, not a replacement for your daily bank. Its only job is to turn your EUR and GBP transfers into crypto. For now, it doesn't handle outgoing payments or other traditional banking features.
What are the real fees?
Our processing fee is small and fixed. The exchange rate isn't—because bank transfers aren't instant, we convert your funds at the live market rate when they arrive. This gets you the fairest price. You can use the in-app calculator for a close estimate before sending.
How long does it take?
It's a real IBAN, so the transfer takes just as long as sending money to any other bank account. Depending on your bank, that's usually anywhere from a few minutes to one business day. Your crypto balance appears almost instantly once funds arrive.
How does KYC work with a self-custody wallet?
We partner with DTR, a licensed institution, to provide your regulated IBANs. They handle the one-time KYC for banking compliance. This data is never linked to your wallet's keys or activity, so your wallet remains fully self-custodial and anonymous.
Is this a full bank account?
It's a dedicated on-ramp for your wallet, not a replacement for your daily bank. Its only job is to turn your EUR and GBP transfers into crypto. For now, it doesn't handle outgoing payments or other traditional banking features.
What are the real fees?
Our processing fee is small and fixed. The exchange rate isn't—because bank transfers aren't instant, we convert your funds at the live market rate when they arrive. This gets you the fairest price. You can use the in-app calculator for a close estimate before sending.
How long does it take?
It's a real IBAN, so the transfer takes just as long as sending money to any other bank account. Depending on your bank, that's usually anywhere from a few minutes to one business day. Your crypto balance appears almost instantly once funds arrive.
How does KYC work with a self-custody wallet?
We partner with DTR, a licensed institution, to provide your regulated IBANs. They handle the one-time KYC for banking compliance. This data is never linked to your wallet's keys or activity, so your wallet remains fully self-custodial and anonymous.
Is this a full bank account?
It's a dedicated on-ramp for your wallet, not a replacement for your daily bank. Its only job is to turn your EUR and GBP transfers into crypto. For now, it doesn't handle outgoing payments or other traditional banking features.
What are the real fees?
Our processing fee is small and fixed. The exchange rate isn't—because bank transfers aren't instant, we convert your funds at the live market rate when they arrive. This gets you the fairest price. You can use the in-app calculator for a close estimate before sending.
How long does it take?
It's a real IBAN, so the transfer takes just as long as sending money to any other bank account. Depending on your bank, that's usually anywhere from a few minutes to one business day. Your crypto balance appears almost instantly once funds arrive.
How does KYC work with a self-custody wallet?
We partner with DTR, a licensed institution, to provide your regulated IBANs. They handle the one-time KYC for banking compliance. This data is never linked to your wallet's keys or activity, so your wallet remains fully self-custodial and anonymous.
Is this a full bank account?
It's a dedicated on-ramp for your wallet, not a replacement for your daily bank. Its only job is to turn your EUR and GBP transfers into crypto. For now, it doesn't handle outgoing payments or other traditional banking features.
What are the real fees?
Our processing fee is small and fixed. The exchange rate isn't—because bank transfers aren't instant, we convert your funds at the live market rate when they arrive. This gets you the fairest price. You can use the in-app calculator for a close estimate before sending.
How long does it take?
It's a real IBAN, so the transfer takes just as long as sending money to any other bank account. Depending on your bank, that's usually anywhere from a few minutes to one business day. Your crypto balance appears almost instantly once funds arrive.
Bob,
waiter"I used to spend 20 minutes transferring between my crypto and bank accounts. Now it's two taps. TWO TAPS."
Lin,
realtor"My mom in Vietnam gets exactly what I send, no more random fees eating 8% of her money. It's actually life-changing."
Jamal,
creator"The card is what sold me. I earn on my crypto without selling it, then just spend from those earnings. It's like magic money."
What Our Users Are Accomplishing
What Our Users Are Accomplishing
Sandy,
software engineer
"Open Wallet literally removed the anxiety I had about managing crypto. Now it's just... money that works."
Sandy,
software engineer
"Open Wallet literally removed the anxiety I had about managing crypto. Now it's just... money that works."
Sandy,
software engineer
"Open Wallet literally removed the anxiety I had about managing crypto. Now it's just... money that works."
Bob,
waiter
"I used to spend 20 minutes transferring between my crypto and bank accounts. Now it's two taps. TWO TAPS."
Bob,
waiter
"I used to spend 20 minutes transferring between my crypto and bank accounts. Now it's two taps. TWO TAPS."
Bob,
waiter
"I used to spend 20 minutes transferring between my crypto and bank accounts. Now it's two taps. TWO TAPS."
Lin,
realtor
"My mom in Vietnam gets exactly what I send, no more random fees eating 8% of her money. It's actually life-changing."
Lin,
realtor
"My mom in Vietnam gets exactly what I send, no more random fees eating 8% of her money. It's actually life-changing."
Lin,
realtor
"My mom in Vietnam gets exactly what I send, no more random fees eating 8% of her money. It's actually life-changing."
Jamal,
creator
"I’ve tested a bunch of Web3 wallets, but Open Wallet stands out for its speed and simplicity. It just works — no bugs, no weird delays. Perfect for daily crypto use."
Jamal,
creator
"I’ve tested a bunch of Web3 wallets, but Open Wallet stands out for its speed and simplicity. It just works — no bugs, no weird delays. Perfect for daily crypto use."
Jamal,
creator
"I’ve tested a bunch of Web3 wallets, but Open Wallet stands out for its speed and simplicity. It just works — no bugs, no weird delays. Perfect for daily crypto use."
Stop trying to buy crypto. Just buy it.
Stop trying to buy crypto. Just buy it.
Stop trying to buy crypto. Just buy it.
Stop trying to buy crypto. Just buy it.
Join 50K+ users who manage money the simple way.
Join 50K+ users who manage money the simple way.
Activate your onchain account in minutes
50,000+ users protected
Already managing money simply
€10M+ converted
Seamlessly processed
2 minutes
Average setup time
